Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,789$229,789$296,100
Remaining term (yrs)29.929.930.0
Secondary amount$0$66,311$0
Funding fee$1,149$1,149$0
Note rate6.430%6.430%7.400%
Blended rate6.430%7.006%7.640%
1st payment$1,443.18$1,443.18$2,050.14
2nd payment$0.00$497.33$0.00
Taxes / mo$274.17$274.17$274.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,867.35$2,364.68$2,533.52
Cash to close$99,211$32,900$32,900