Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$155,114$155,114$260,910
Remaining term (yrs)23.623.630.0
Secondary amount$0$105,796$0
Funding fee$776$776$0
Note rate3.310%3.310%7.400%
Blended rate3.310%5.212%7.640%
1st payment$786.64$786.64$1,806.49
2nd payment$0.00$705.31$0.00
Taxes / mo$199.33$199.33$199.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,135.98$1,841.29$2,208.00
Cash to close$134,786$28,990$28,990