Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,213$150,213$269,100
Remaining term (yrs)28.828.830.0
Secondary amount$0$118,887$0
Funding fee$751$751$0
Note rate6.670%6.670%7.320%
Blended rate6.670%7.258%7.560%
1st payment$977.80$977.80$1,848.53
2nd payment$0.00$792.58$0.00
Taxes / mo$343.92$343.92$343.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,471.72$2,264.30$2,396.27
Cash to close$148,787$29,900$29,900