Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$647,902$629,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$3,240$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,137.46$4,321.48
2nd payment$0.00$0.00
Taxes / mo$298.08$298.08
Insurance / mo$166.67$166.67
MI / mo$0.00$125.82
HOA / mo$57.00$57.00
Total monthly$4,659.21$4,969.05
Cash to close$51,098$69,900