Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,303$377,910
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$1,922$0
Note rate6.510%7.400%
Blended rate6.510%7.640%
1st payment$2,435.99$2,616.57
2nd payment$0.00$0.00
Taxes / mo$349.92$349.92
Insurance / mo$150.00$150.00
MI / mo$0.00$75.58
HOA / mo$214.00$214.00
Total monthly$3,149.91$3,406.07
Cash to close$35,597$41,990