Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$682,129$639,000
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.670%7.400%
Blended rate7.220%7.640%
1st payment$4,453.04$4,424.31
2nd payment$0.00$0.00
Taxes / mo$591.67$591.67
Insurance / mo$216.67$216.67
MI / mo$317.27$127.80
HOA / mo$323.00$323.00
Total monthly$5,901.65$5,683.44
Cash to close$27,871$71,000