Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,807$191,807$404,100
Remaining term (yrs)23.023.030.0
Secondary amount$0$212,293$0
Funding fee$959$959$0
Note rate3.560%3.560%7.320%
Blended rate3.560%5.761%7.560%
1st payment$1,014.11$1,014.11$2,775.89
2nd payment$0.00$1,371.06$0.00
Taxes / mo$191.33$191.33$191.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,355.44$2,726.50$3,198.04
Cash to close$257,193$44,900$44,900