Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,362$345,141
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.510%7.400%
Blended rate7.060%7.640%
1st payment$2,385.65$2,389.69
2nd payment$0.00$0.00
Taxes / mo$319.58$319.58
Insurance / mo$150.00$150.00
MI / mo$172.81$69.03
HOA / mo$117.00$117.00
Total monthly$3,145.04$3,045.29
Cash to close$7,128$38,349