Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,459$277,459$449,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$171,641$0
Funding fee$1,387$1,387$0
Note rate2.930%2.930%7.400%
Blended rate2.930%4.868%7.640%
1st payment$1,308.62$1,308.62$3,109.48
2nd payment$0.00$1,144.28$0.00
Taxes / mo$415.83$415.83$415.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$200.00$200.00$200.00
Total monthly$2,091.12$3,235.40$3,981.80
Cash to close$221,541$49,900$49,900