Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,714$202,714$251,910
Remaining term (yrs)27.527.530.0
Secondary amount$0$49,196$0
Funding fee$1,014$1,014$0
Note rate6.880%6.880%7.320%
Blended rate6.880%7.294%7.560%
1st payment$1,367.11$1,367.11$1,730.45
2nd payment$0.00$368.97$0.00
Taxes / mo$262.08$262.08$262.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.38
HOA / mo$145.00$145.00$145.00
Total monthly$1,924.19$2,293.16$2,337.91
Cash to close$77,186$27,990$27,990