Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$166,163$166,499
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$831$0
Note rate6.270%7.320%
Blended rate6.270%7.560%
1st payment$1,072.74$1,143.73
2nd payment$0.00$0.00
Taxes / mo$368.75$368.75
Insurance / mo$150.00$150.00
MI / mo$0.00$33.30
HOA / mo$0.00$0.00
Total monthly$1,591.49$1,695.78
Cash to close$18,836$18,500