Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$11,575$11,575$287,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$275,525$0
Funding fee$58$58$0
Note rate4.160%4.160%7.400%
Blended rate4.160%7.605%7.640%
1st payment$62.00$62.00$1,987.82
2nd payment$0.00$1,779.43$0.00
Taxes / mo$506.42$506.42$506.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.42
HOA / mo$77.00$77.00$77.00
Total monthly$795.42$2,574.86$2,778.66
Cash to close$307,425$31,900$31,900