Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,907$275,907$472,500
Remaining term (yrs)21.621.630.0
Secondary amount$0$196,593$0
Funding fee$1,380$1,380$0
Note rate4.440%4.440%7.320%
Blended rate4.440%5.921%7.560%
1st payment$1,650.25$1,650.25$3,245.75
2nd payment$0.00$1,310.62$0.00
Taxes / mo$353.83$353.83$353.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$45.83$45.83$45.83
Total monthly$2,216.58$3,527.21$3,906.58
Cash to close$249,093$52,500$52,500