Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$680,689$638,100
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.330%7.320%
Blended rate6.880%7.560%
1st payment$4,420.20$4,383.30
2nd payment$0.00$0.00
Taxes / mo$348.83$348.83
Insurance / mo$216.67$216.67
MI / mo$326.27$127.62
HOA / mo$899.00$899.00
Total monthly$6,210.97$5,975.42
Cash to close$28,311$70,900