Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$99,238$99,238$269,910
Remaining term (yrs)15.715.730.0
Secondary amount$0$170,672$0
Funding fee$496$496$0
Note rate3.780%3.780%7.320%
Blended rate3.780%6.448%7.560%
1st payment$694.91$694.91$1,854.09
2nd payment$0.00$1,137.81$0.00
Taxes / mo$274.83$274.83$274.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$242.00$242.00$242.00
Total monthly$1,361.74$2,499.55$2,574.91
Cash to close$200,662$29,990$29,990