Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$878,545$854,100
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$4,393$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$5,519.23$5,867.07
2nd payment$0.00$0.00
Taxes / mo$790.83$790.83
Insurance / mo$216.67$216.67
MI / mo$0.00$170.82
HOA / mo$0.00$0.00
Total monthly$6,526.73$7,045.39
Cash to close$70,455$94,900