Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$96,702$96,702$179,910
Remaining term (yrs)15.615.630.0
Secondary amount$0$83,208$0
Funding fee$484$484$0
Note rate3.880%3.880%7.400%
Blended rate3.880%6.248%7.640%
1st payment$684.61$684.61$1,245.66
2nd payment$0.00$624.06$0.00
Taxes / mo$42.17$42.17$42.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.98
HOA / mo$248.00$248.00$248.00
Total monthly$1,124.78$1,748.84$1,721.81
Cash to close$103,198$19,990$19,990