Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,608$202,608$292,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$89,892$0
Funding fee$1,013$1,013$0
Note rate4.170%4.170%7.320%
Blended rate4.170%5.654%7.560%
1st payment$1,066.74$1,066.74$2,009.27
2nd payment$0.00$674.19$0.00
Taxes / mo$327.50$327.50$327.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,544.24$2,218.43$2,545.27
Cash to close$122,392$32,500$32,500