Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$448,180$422,910
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,241$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$3,004.99$2,928.14
2nd payment$0.00$0.00
Taxes / mo$285.25$285.25
Insurance / mo$166.67$166.67
MI / mo$0.00$84.58
HOA / mo$50.00$50.00
Total monthly$3,506.90$3,514.64
Cash to close$21,720$46,990