Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,052,254$944,100
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$5,261$0
Note rate3.870%7.400%
Blended rate3.870%7.640%
1st payment$4,982.05$6,536.76
2nd payment$0.00$0.00
Taxes / mo$874.17$874.17
Insurance / mo$216.67$216.67
MI / mo$0.00$188.82
HOA / mo$189.00$189.00
Total monthly$6,261.88$8,005.41
Cash to close$0$104,900