Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$419,615$419,615$1,147,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$727,885$0
Funding fee$2,098$2,098$0
Note rate2.730%2.730%7.400%
Blended rate2.730%5.914%7.640%
1st payment$1,958.96$1,958.96$7,945.06
2nd payment$0.00$4,700.92$0.00
Taxes / mo$1,062.50$1,062.50$1,062.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$229.50
HOA / mo$260.00$260.00$260.00
Total monthly$3,498.12$8,199.04$9,713.72
Cash to close$855,385$127,500$127,500