Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$385,839$385,839$444,600
Remaining term (yrs)24.824.830.0
Secondary amount$0$58,761$0
Funding fee$1,929$1,929$0
Note rate2.980%2.980%7.320%
Blended rate2.980%3.776%7.560%
1st payment$1,829.79$1,829.79$3,054.09
2nd payment$0.00$440.71$0.00
Taxes / mo$192.58$192.58$192.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.92
HOA / mo$0.00$0.00$0.00
Total monthly$2,189.04$2,629.75$3,502.26
Cash to close$108,161$49,400$49,400