Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$690,534$630,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$3,453$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$4,584.23$4,327.66
2nd payment$0.00$0.00
Taxes / mo$331.00$331.00
Insurance / mo$166.67$166.67
MI / mo$0.00$126.00
HOA / mo$2.75$2.75
Total monthly$5,084.64$4,954.08
Cash to close$9,466$70,000