Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$334,499$334,499$350,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$35,051$0
Funding fee$1,672$1,672$0
Note rate6.780%6.780%7.320%
Blended rate6.780%7.263%7.560%
1st payment$2,225.03$2,225.03$2,404.94
2nd payment$0.00$346.86$0.00
Taxes / mo$193.50$193.50$193.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,568.53$2,915.39$2,818.46
Cash to close$54,501$19,450$38,900