Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$445,207$431,100
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,226$0
Note rate6.340%7.320%
Blended rate6.340%7.560%
1st payment$2,794.01$2,961.36
2nd payment$0.00$0.00
Taxes / mo$153.00$153.00
Insurance / mo$166.67$166.67
MI / mo$0.00$86.22
HOA / mo$18.33$18.33
Total monthly$3,132.01$3,385.57
Cash to close$33,793$47,900