Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$446,360$414,000
Remaining term (yrs)29.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.580%7.400%
Blended rate7.130%7.640%
1st payment$2,847.36$2,866.45
2nd payment$0.00$0.00
Taxes / mo$246.83$246.83
Insurance / mo$166.67$166.67
MI / mo$204.76$82.80
HOA / mo$95.00$95.00
Total monthly$3,560.62$3,457.75
Cash to close$13,640$46,000