Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$104,896$104,896$270,000
Remaining term (yrs)15.615.630.0
Secondary amount$0$165,104$0
Funding fee$524$524$0
Note rate3.830%3.830%7.400%
Blended rate3.830%6.380%7.640%
1st payment$739.99$739.99$1,869.43
2nd payment$0.00$1,100.69$0.00
Taxes / mo$396.42$396.42$396.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,286.41$2,387.10$2,469.84
Cash to close$195,104$30,000$30,000