Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$249,020$233,910
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.890%7.320%
Blended rate7.440%7.560%
1st payment$1,658.57$1,606.80
2nd payment$0.00$0.00
Taxes / mo$204.00$204.00
Insurance / mo$150.00$150.00
MI / mo$115.54$46.78
HOA / mo$229.67$229.67
Total monthly$2,357.78$2,237.25
Cash to close$10,880$25,990