Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$505,908$476,910
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$2,530$0
Note rate6.700%7.320%
Blended rate6.700%7.560%
1st payment$3,419.97$3,276.04
2nd payment$0.00$0.00
Taxes / mo$258.92$258.92
Insurance / mo$166.67$166.67
MI / mo$0.00$95.38
HOA / mo$45.00$45.00
Total monthly$3,890.56$3,842.01
Cash to close$23,992$52,990