Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,631$325,800
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.070%7.400%
Blended rate3.920%7.640%
1st payment$1,542.45$2,255.77
2nd payment$0.00$0.00
Taxes / mo$490.33$490.33
Insurance / mo$150.00$150.00
MI / mo$256.84$65.16
HOA / mo$78.67$78.67
Total monthly$2,518.29$3,039.94
Cash to close$36,369$36,200