Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$128,180$128,180$315,000
Remaining term (yrs)18.818.830.0
Secondary amount$0$186,820$0
Funding fee$641$641$0
Note rate4.040%4.040%7.400%
Blended rate4.040%6.389%7.640%
1st payment$808.56$808.56$2,181.00
2nd payment$0.00$1,245.47$0.00
Taxes / mo$194.33$194.33$194.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,152.89$2,398.36$2,588.33
Cash to close$221,820$35,000$35,000