Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,049$307,049$674,991
Remaining term (yrs)20.820.830.0
Secondary amount$0$367,942$0
Funding fee$1,535$1,535$0
Note rate3.880%3.880%7.400%
Blended rate3.880%5.990%7.640%
1st payment$1,787.99$1,787.99$4,673.50
2nd payment$0.00$2,376.29$0.00
Taxes / mo$371.17$371.17$371.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$37.50$37.50$37.50
Total monthly$2,413.32$4,789.61$5,433.83
Cash to close$442,941$74,999$74,999