Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$460,179$423,891
Remaining term (yrs)29.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.300%7.400%
Blended rate6.850%7.640%
1st payment$2,856.48$2,934.94
2nd payment$0.00$0.00
Taxes / mo$283.00$283.00
Insurance / mo$166.67$166.67
MI / mo$211.51$84.78
HOA / mo$10.42$10.42
Total monthly$3,528.08$3,479.80
Cash to close$10,811$47,099