Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$566,516$566,516$580,500
Remaining term (yrs)29.029.030.0
Secondary amount$0$46,234$0
Funding fee$2,833$2,833$0
Note rate6.190%6.190%7.320%
Blended rate6.190%6.619%7.560%
1st payment$3,500.45$3,500.45$3,987.63
2nd payment$0.00$457.52$0.00
Taxes / mo$140.17$140.17$140.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,807.28$4,264.81$4,410.57
Cash to close$78,484$32,250$64,500