Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$328,624$328,410
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.060%7.400%
Blended rate6.610%7.640%
1st payment$1,996.93$2,273.84
2nd payment$0.00$0.00
Taxes / mo$366.67$366.67
Insurance / mo$150.00$150.00
MI / mo$151.68$65.68
HOA / mo$12.50$12.50
Total monthly$2,677.78$2,868.69
Cash to close$36,276$36,490