Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$484,248$430,695
Remaining term (yrs)29.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.460%7.400%
Blended rate7.010%7.640%
1st payment$3,059.29$2,982.05
2nd payment$0.00$0.00
Taxes / mo$275.00$275.00
Insurance / mo$166.67$166.67
MI / mo$222.77$86.14
HOA / mo$275.00$275.00
Total monthly$3,998.72$3,784.85
Cash to close$0$47,855