Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,955$242,100
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,280$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$1,666.12$1,663.06
2nd payment$0.00$0.00
Taxes / mo$273.17$273.17
Insurance / mo$150.00$150.00
MI / mo$0.00$48.42
HOA / mo$368.00$368.00
Total monthly$2,457.29$2,502.65
Cash to close$13,045$26,900