Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,551$228,551$297,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$68,449$0
Funding fee$1,143$1,143$0
Note rate2.750%2.750%7.400%
Blended rate2.750%4.190%7.640%
1st payment$1,084.94$1,084.94$2,056.37
2nd payment$0.00$513.37$0.00
Taxes / mo$339.50$339.50$339.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$60.00$60.00$60.00
Total monthly$1,634.44$2,147.81$2,665.27
Cash to close$101,449$33,000$33,000