Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,785$273,785$283,499
Remaining term (yrs)28.128.130.0
Secondary amount$0$25,464$0
Funding fee$1,369$1,369$0
Note rate6.120%6.120%7.400%
Blended rate6.120%6.610%7.640%
1st payment$1,699.21$1,699.21$1,962.89
2nd payment$0.00$251.98$0.00
Taxes / mo$262.50$262.50$262.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.70
HOA / mo$13.50$13.50$13.50
Total monthly$2,125.21$2,377.19$2,445.59
Cash to close$41,214$15,750$31,500