Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$391,634$391,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,958$0
Note rate6.780%7.320%
Blended rate6.780%7.560%
1st payment$2,605.09$2,689.33
2nd payment$0.00$0.00
Taxes / mo$367.50$367.50
Insurance / mo$150.00$150.00
MI / mo$0.00$78.30
HOA / mo$76.00$76.00
Total monthly$3,198.59$3,361.13
Cash to close$43,366$43,500