Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,270$457,270$548,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$91,640$0
Funding fee$2,286$2,286$0
Note rate3.000%3.000%7.400%
Blended rate3.000%4.002%7.640%
1st payment$2,188.12$2,188.12$3,800.54
2nd payment$0.00$687.30$0.00
Taxes / mo$337.08$337.08$337.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.78
HOA / mo$150.00$150.00$150.00
Total monthly$2,841.87$3,529.17$4,564.07
Cash to close$152,630$60,990$60,990