Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$149,125$117,000
Remaining term (yrs)21.930.0
Secondary amount$0$0
Funding fee$746$0
Note rate4.600%7.400%
Blended rate4.600%7.640%
1st payment$897.13$810.08
2nd payment$0.00$0.00
Taxes / mo$648.92$648.92
Insurance / mo$150.00$150.00
MI / mo$0.00$23.40
HOA / mo$0.00$0.00
Total monthly$1,696.04$1,632.40
Cash to close$0$13,000