Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$119,412$119,412$197,955
Remaining term (yrs)24.824.830.0
Secondary amount$0$78,543$0
Funding fee$597$597$0
Note rate2.900%2.900%7.320%
Blended rate2.900%5.320%7.560%
1st payment$561.35$561.35$1,359.81
2nd payment$0.00$589.08$0.00
Taxes / mo$550.00$550.00$550.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.59
HOA / mo$0.00$0.00$0.00
Total monthly$1,261.35$1,850.42$2,099.40
Cash to close$100,538$21,995$21,995