Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$537,607$537,607$562,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$56,143$0
Funding fee$2,688$2,688$0
Note rate6.870%6.870%7.320%
Blended rate6.870%7.343%7.560%
1st payment$3,611.27$3,611.27$3,863.98
2nd payment$0.00$555.59$0.00
Taxes / mo$178.25$178.25$178.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$112.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,956.19$4,511.77$4,321.40
Cash to close$87,393$31,250$62,500