Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,888$247,500
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.810%7.400%
Blended rate6.660%7.640%
1st payment$1,606.25$1,713.64
2nd payment$0.00$0.00
Taxes / mo$147.08$147.08
Insurance / mo$150.00$150.00
MI / mo$193.70$49.50
HOA / mo$125.00$125.00
Total monthly$2,222.03$2,185.22
Cash to close$17,112$27,500