Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$368,321$323,991
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.480%7.400%
Blended rate7.030%7.640%
1st payment$2,327.44$2,243.25
2nd payment$0.00$0.00
Taxes / mo$216.58$216.58
Insurance / mo$150.00$150.00
MI / mo$169.12$64.80
HOA / mo$75.00$75.00
Total monthly$2,938.14$2,749.63
Cash to close$0$35,999