Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,883$269,910
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,389$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$1,799.37$1,868.80
2nd payment$0.00$0.00
Taxes / mo$108.83$108.83
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$320.00$320.00
Total monthly$2,378.20$2,501.62
Cash to close$22,017$29,990