Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$317,340$317,340$629,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$311,760$0
Funding fee$1,587$1,587$0
Note rate3.090%3.090%7.400%
Blended rate3.090%5.399%7.640%
1st payment$1,509.78$1,509.78$4,355.76
2nd payment$0.00$2,013.45$0.00
Taxes / mo$149.58$149.58$149.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,826.03$3,839.48$4,797.83
Cash to close$381,660$69,900$69,900