Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,279$197,279$233,910
Remaining term (yrs)26.926.930.0
Secondary amount$0$36,631$0
Funding fee$986$986$0
Note rate6.810%6.810%7.320%
Blended rate6.810%7.153%7.560%
1st payment$1,332.57$1,332.57$1,606.80
2nd payment$0.00$274.73$0.00
Taxes / mo$133.75$133.75$133.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.78
HOA / mo$116.67$116.67$116.67
Total monthly$1,732.99$2,007.73$2,054.00
Cash to close$62,621$25,990$25,990