Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,790$133,790$232,650
Remaining term (yrs)21.621.630.0
Secondary amount$0$98,860$0
Funding fee$669$669$0
Note rate4.580%4.580%7.400%
Blended rate4.580%6.458%7.640%
1st payment$810.53$810.53$1,610.82
2nd payment$0.00$741.45$0.00
Taxes / mo$134.50$134.50$134.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.53
HOA / mo$150.00$150.00$150.00
Total monthly$1,245.03$1,986.48$2,091.85
Cash to close$124,710$25,850$25,850